Derek Horstmeyer

Derek Horstmeyer, finance professor at the Costello College of Business at George Mason University, writes for The Wall Street Journal exploring whether and how to do a Roth conversion, in an article titled, "The Best Way to Do a Roth IRA Conversion Before Retirement."

TIPS perform best if you get in when inflation is low, research finds.

Derek Horstmeyer, finance professor at the Costello College of Business at George Mason University, writes for The Wall Street Journal looking at which cryptocurrency ETFs best match the performance of the underlying coins-bond funds, in an article titled, "The Best Way to Invest in Bitcoin Without Actually Buying Cryptocurrency." 

Municipal bonds (munis) typically offer lower yields than taxable bonds, but their tax-exempt status—especially from federal and often state taxes—can result in higher effective returns for investors in higher tax brackets.

The article argues that the rise of stablecoins and a less independent Federal Reserve could disrupt global central bank cooperation, potentially weaponizing U.S. dollar dominance and threatening international monetary stability.

If the central bank takes its baseline interest rate down to 0% again, regional banks will be competing more directly with the digital token.

Finance professor Derek Horstmeyer writes for The Wall Street Journal about how the fate of the dollar may impact investment decisions.